About us
Who we are?
We are an independent broker specializing in receivables management (including receivables insurance, debt collection, trade reports, factoring or insurance guarantees).
For more than 20 years we have been gaining experience working with the largest companies in Poland. We are happy to share our knowledge with our clients, finding the best solutions and supporting them through the entire process of taking care of their receivables.
Our clients appreciate our professionalism and commitment throughout our cooperation and maintaining the receivables insurance policy.
Our vision
Our mission
We are the only one with our own debt collection company Optimal Balance
Meet our team
Artur Kras
Piotr Kulik
Rafał Wietrzyński
Joanna Kras
Malwina Banasik
Magdalena Zielonka
Iwona Starzyńska
Jakub Działecki
Frequently Asked Questions
Who is an insurance broker?
A broker is an independent agent representing the client and acting on behalf of the client. A broker assesses risks, negotiates contract clauses, maintains the insurance contracts and help with claims settlements. A broker is paid by the insurer not the client. The services of the broker are free.
What is the role of the broker?
The broker acts on behalf of the client to provide the best trade insurance offer.
What regulations does an insurance broker acts on?
Broker acts on the basis of The Insurance Distribution Act from the 15 December 2017. It is also a state holder of a brokerage services permit no 2054/14 issued by The Polish Financial Supervision Authority.
What does it look like to work with Credit Risk Solution?
Credit Risk Solution represents its client on the basis of a power of attorney issued by the client and prepares an inquiry to Insurers, collects bids, conducts a tender and makes a recommendation to its client. We tabulate more than 30 pricing parameters and provisions. After signing the contract, we actively support the Client during the cooperation with the Insurer. We remind you of the obligations under the receivables insurance contract. We monitor the level of satisfaction with cooperation with the insurer.