About us

Who we are?

We are an independent broker specializing in receivables management (including receivables insurance, debt collection, trade reports, factoring or insurance guarantees).

For more than 20 years we have been gaining experience working with the largest companies in Poland. We are happy to share our knowledge with Our Clients, finding the best solutions for them and supporting the entire process of taking care of their receivables.

Our clients appreciate us for our professionalism and commitment throughout the period of cooperation and operation of the receivables insurance policy.

Our specialists have more than 20 years of experience working with accounts receivable insurance

We are an independent broker

We are the only one with our own debt collection company Optimal Balacne

We are a member of the Business Centre Club - "the prestigious business club for entrepreneurs and the country's largest organization of individual employers."

Our clients value us for our professionalism and commitment throughout the entire period of cooperation

Our vision

Support the customer at every stage of securing receivables

Our mission

We want to distinguish ourselves by creating lasting value and deepening our experience.

Our goals

In order to continuously develop our services, we use our years of experience in the receivables insurance industry, our passion for risk management and our negotiation skills so that your relationships with your counterparties take on a new quality.

Meet our team

Artur Kras

+48 661 380 605

Piotr Kulik

Vice President
+48 507 122 460

Rafał Wietrzyński

Vice President
+48 783 440 217

Joanna Kras

+48 603 852 386

Malwina Banasik

Key account specialist
+48 609 544 112

Magdalena Zielonka

Management Assistant
+48 661 380 605

Adrianna Jasiukajć

Regional Representative
+48 533 088 468

Iwona Starzyńska

Key account specialist
+48 533 088 043

Jakub Działecki

+48 533 088 486

Frequently asked questions

Who is an insurance broker?

Nowadays there are many solutions and insurance companies. The customer is required to fulfill many detailed obligations under the insurance contract.  There is not always time to read through the contract to make sure that the provisions are interpreted correctly such as: "Does the recipient from Eastern European countries have to meet any specific conditions to properly secure the transaction?"

What is the role of the broker?

The broker acting on behalf of the client stops the optimal proposal for insurance of receivables.

Under what regulations does an insurance broker operate?

The broker operates in accordance with the Act of May 22, 2003 on insurance brokerage. This means that he has the appropriate authorization (KNF 2054/14) to carry out brokerage activities and is registered in the register of insurance brokers.

What does it look like to work with Credit Risk Solution?

Credit Risk Solution represents its client on the basis of a power of attorney issued by the client and prepares an inquiry to Insurers, collects bids, conducts a tender and makes a recommendation to its client. We tabulate more than 30 pricing parameters and provisions. After signing the contract, we actively support the Client during the cooperation with the Insurer. We remind you of the obligations under the receivables insurance contract. We monitor the level of satisfaction with cooperation with the insurer.

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